A Beaumont, Texas man has filed a lawsuit against his insurance company for allegedly failing to pay his claim involving water damage to his home. Herman Williams alleges that Allstate insurance wrongfully denied his insurance claim over damage to his property caused by a water leak in his home.
According to the lawsuit, Williams suffered significant water damage to his home in October 2016 caused by a leak. The massive flooding that resulted from the leak caused significant damage to the “flooring, baseboards, drywall, ceilings, crown molding, walls, paint, cabinetry and appliances” in his home, Williams alleges.
Williams filed a claim with Allstate to cover the damage caused by the leak. The lawsuit alleges that Allstate sent several claims adjusters to his home to inspect the water damage. Williams alleges that the first claims adjuster left without even making an inspection. The second adjuster failed to look at all the damage caused by the leak or to conduct an inspection of his entire home, the lawsuit states.
Following this second inspection, Williams received a repair cost estimate from the claims adjuster totaling less than $7,000. Williams hired a contractor to perform his own repair estimates on the water damage to his home, which totaled more than $40,000 in order to fix the damage caused by the leak.
Williams filed a lawsuit against Allstate, alleging that the company committed violations of the Texas Insurance Code and other state laws. The lawsuit also named the insurance claims adjuster for unfair business practices and conspiracy to commit fraud together with Allstate. The lawsuit seeks actual, punitive, and exemplary damages as well as court costs in connection with Allstate’s wrongful denial of Williams’ insurance claim.
Insurance Lawsuits Filed on Behalf of Texas Home and Property Owners
If your insurance claim for water damage to your property was wrongfully denied by an insurer, you may qualify to file a lawsuit. The first step in filing a claim is to speak with an attorney to learn more about your legal options.
Water damage restoration can entail enormous costs for home or property owners. In addition to surface damage by flooding, water can weaken the structure or foundation of a building, which may lead to costly repairs. Water may also cause mold to grow in the walls of a building, leading to lengthy and expensive renovation costs.
For more information about filing an insurance company lawsuit and for a free legal consultation about your legal rights, contact the lawyers at Heygood, Orr & Pearson by calling toll-free at 1-877-446-9001. You can also reach us by following the link to our free case evaluation form and answering a few brief questions about your case to get started.
Case results depend upon a variety of factors unique to each case. Results of other cases do not guarantee or predict a similar result in any future case.